Travel
Hotel Credit Cards with Low Spending Requirements
Get Valuable Bonuses Without Breaking the Bank
Some hotel credit cards offer sky-high welcome bonuses, but they usually come with hefty spending requirements. If you're looking for a card with a lower spending requirement, we've got you covered. Check out these hotel credit cards that offer great bonuses without requiring you to spend thousands of dollars.
Hilton Honors Card from American Express
Current welcome bonus: Earn 100,000 points after spending $2,000 in purchases within your first six months of card membership. Offer ends Jan. 17.
Other benefits: Earn points at participating Hilton hotels and resorts, as well as at U.S. restaurants, supermarkets, and gas stations. Enjoy complimentary Hilton Honors Silver status and the opportunity to earn Hilton Honors Gold status. No annual fee.
Quick take: The Hilton Honors American Express card offers valuable benefits and a healthy welcome bonus. Plus, it's the only Hilton credit card with no annual fee, making it a great long-term option for Hilton enthusiasts.
Apply here: Hilton Honors Card from American Express
Choice Privileges® Mastercard®
Current welcome bonus: Earn 60,000 points after spending $1,000 in the first three months.
Other benefits: Earn points on stays at select Choice Hotels, as well as on gas, groceries, and more. Enjoy automatic Gold Elite membership and no foreign currency conversion fee. No annual fee.
Quick take: With the Choice Privileges Mastercard, you can earn points in various ways and enjoy automatic Gold Elite membership. This card is perfect for frequent travelers who prefer Choice Hotels.
Apply here: Choice Privileges® Mastercard®
Wyndham Rewards® Visa® Card
Current welcome bonus: Earn 30,000 bonus points after spending $1,000 on purchases in the first 90 days.
Other benefits: Earn points at Wyndham properties, as well as on gas, utilities, and groceries. Enjoy Wyndham Rewards Platinum status and no foreign transaction fees. No annual fee.
Quick take: The Wyndham Rewards Visa Card offers great earning potential and a bonus that can get you up to four award nights. If you're a fan of Wyndham properties, this card is a must-have.
Apply here: Wyndham Rewards® Visa® Card
Choice Privileges Select Visa Card
Current welcome bonus: Earn 90,000 points when you spend $3,000 in the first three months.
Other benefits: Earn points on stays at participating Choice Hotels, as well as on gas, groceries, and more. Enjoy 30,000 bonus points every account anniversary and other valuable perks. $0 annual fee for the first year, then $95.
Quick take: Along with its valuable earning rates, the Choice Privileges Select Visa Card offers perks like bonus points every account anniversary and 20 elite night credits. If you're a frequent Choice Hotels guest, this card is worth considering.
Start Earning Free Nights
Hotel credit cards with low spending requirements make it easy for anyone to start earning free nights with points. You don't need to be a big spender to get value from these cards. And with smaller spending requirements, you could even open multiple cards and earn several different intro bonuses.
Graduate to Bigger and Better Rewards
While these cards are a great starting point, eventually you'll want to move on to cards with better ongoing benefits and bigger rewards. Many of the best rewards credit cards have minimum spending requirements of $5,000 or less, offering even more lucrative welcome offers. Once you get the hang of racking up and redeeming points, you can take advantage of these bigger rewards.
Staying in Hotels on a Budget
Don't let hotel costs break your budget. There are plenty of hotel rewards credit cards that can help defray the costs. Many of the best credit cards offer valuable welcome bonuses, but it's important to meet the minimum spending requirements to earn these bonuses. Luckily, these hotel credit cards with low spending requirements make it easy to earn rewards without committing to high expenses.
Additional reporting by Jason Stauffer.
Hey there! I’m William Cooper, your go-to guy for all things travel at iMagazineDaily. I’m 39, living the dream in Oshkosh, WI, and I can’t get enough of exploring every corner of this amazing world. I’ve got this awesome gig where I blog about my travel escapades, and let me tell you, it’s never a dull moment! When I’m not busy typing away or editing some cool content, I’m out there in the city, living it up and tasting every crazy delicious thing I can find. Join me on this wild ride of adventures and stories, right here at iMagazineDaily. Trust me, it’s going to be a blast! 🌍✈️🍴